Category Archives: Automotive

The World’s Largest Car Company

The automobile (automotive companies) sector has mushroomed over the years into a mature and well established industry. Innovation and manufacturing of vehicles has helped the industry to grow into a profitable one. Automobile companies have contributed significantly to the development of the world’s economy by creating jobs paying lots of taxes and earning loads of foreign exchange. There are several automobile manufacturing companies in the world that produces vehicles in a large quantity.

Here we have listed the top 10 largest automobile manufacturing companies in the world.

1) Tata Motors:
Tata Motors is the Asia’s largest and 17th largest automobile manufacturing company in the world. This company is known for its production of cars, trucks, vans, coaches and so on. Tata Motors record the highest sales and is widely popular across the country in 2017.

This company is passionate about anticipating and providing the best commercial and passenger vehicles globally as well as the best customer experiences.

Tata Motors can be found on and off-road in over 175 countries around the globe. Cars, buses and trucks of Tata Motors roll out at 20 locations across the world, seven in India and the rest in the UK, South Korea, Thailand, South Africa and Indonesia.

2) Mahindra & Mahindra Ltd:
Mahindra & Mahindra Ltd is a US $19 billion global federation of companies. This company is the world’s largest tractor manufacturing company and also India’s second largest vehicle manufacturing company. Mahindra & Mahindra is India’s top SUV manufacturing company that produce two wheelers, bus, pickup, tempo, trucks, and commercial vehicles.

This company commits to invest in technology and grow global presence. Mahindra & Mahindra aims to multiply output both in quantity and quality with a major focus on manufacturing excellence. This company has created several industry-leading and category-defining brands.

3) Maruti Suzuki:
Maruti Suzuki had brought a big revolution in the automobile industry. This is one of the old companies that expertise in the field of production of cars. This company has manufactured cars such as Alto, Omni, Estilo and so on. The total annual production capacity of this company is about 14, 50,000 units.

Maruti Suzuki works with a mission to provide a car for every individual, family, need, budget and Way of Life. For this, it offers 15 brands and over 150 variants ranging from Alto 800 to the Life Utility Vehicle Maruti Suzuki Ertiga.

4) Hero MotoCorp Ltd:
Hero MotoCorp Ltd is one of the best companies in India. Hero MotoCorp Ltd. (Formerly Hero Honda Motors Ltd.) is the world’s largest manufacturer of two – wheelers, based in India.

This company achieved the coveted position of being the largest two-wheeler manufacturing company in India in 2001 and the ‘World No.1’ two-wheeler company in terms of unit volume sales in a calendar year. Hero MotoCorp two wheelers are manufactured across 4 globally benchmarked manufacturing facilities.

5) Bajaj Auto Limited:
Bajaj Auto Limited is one of the leading business houses and the company’s flagship company, Bajaj Auto, is ranked as the world’s fourth largest three and two wheeler manufacturer.

The Bajaj brand is well-known across several countries in Latin America, Africa, Middle East, South and South East Asia. Their flagship company produces Chetak scooters which were the top seller in the Indian market. The company even made the bikes like pulsar and now they are still working on it.

6) Toyota Motor Corporation:
Toyota Motor Corporation is one of the top most automobile manufacturing companies in the world. This company designs, manufacturers and markets various automobile product ranges from SUVs, minivans, luxury & sport utility vehicles, trucks and buses among others.

Toyota Motor Corporation has other vehicle manufacturing subsidiaries which include Daihatsu Motor for the production of mini-vehicles and Hino Motors for the production of buses and trucks. Toyota car engines are fixed with either combustion or lately the hybrid engines such as the one in the Prius.

7) Chevrolet:
Chevrolet is an American division of the General Motors. The company has an array of trucks, automobiles and commercial vehicles as the products it offers with its services including oil changing, vehicle insurance, vehicle financing, vehicle sales and vehicle repairs. Chevrolet has the reputation of being a car of all the purses and all the purposes. Its wide range of vehicles includes subcompact automobiles and medium duty commercial trucks among others.

8) MITSUBISHI MOTORS CORPORATION:
Mitsubishi Motors Corporation develops design, and manufacture, sale and purchase automobiles and component parts, replacement parts. This company manufactures component parts, replacement parts and accessories of said used automobiles.

Mitsubishi helps to bring higher productivity and quality to the factory floor. In addition, extensive service networks around the globe provide direct communication and comprehensive support to customers.

9) Honda Motor Co Ltd. Company:
Honda Motor Co Ltd. Company is a world leading automaker and the largest motorcycle producer in the world. Its motorcycle lines feature everything from super bikes to scooters, with the company also being dedicated to the production of personal watercrafts and ATVs.

The models of this company include seven luxury vehicle models as well as SUVs and others. Within its lines are also Honda Power products and machinery such as snow blowers, tillers, lawn mowers, outboard motors and portable generators. Engine quality, durability and economic fuel consumption are the main reasons why customers prefer Honda machines.

10) Ford Motor Company:
Ford Motor Company is one of the leading automobile manufacturers in the world that ranks high among the top automobile companies. Some of its most staple brands include Lincoln, Taurus, Focus, Mustang, and Fiesta etc.

The company’s automobiles are characterized with luxury under the Lincoln Marque brand, with other brands being good for sports and off-road performances. In the past, Ford manufactured some of the best, trucks, buses and tractors.

Vehicles without using Innovative Drivers

In today’s world everything turning to be automated and this is considered to be the competitive edge for the product or the process. Most importantly systems are giving space to make them automated. Since the artificial intelligence has come up and doing miracles in different industry sectors at commercial and individual level, the expectations of the industry and market raised and the demand is been realized by the manufacturers. The artificial intelligence in the automotives has set the expectations more high for driverless cars.
In automotives the trend is bringing up many changes, innovations and autonomous driving cars are no more science fictions. The recent result is Google’s Driverless Car that stood as a revolution in the field. However, driverless or autonomous cars footage is since 1939, when GM’s sponsored Norman Bel Geddes’s Futurama was showcased at the 1939 World’s Fair. This was followed by Mercedes-Benz robotic van and DARPA-funded Autonomous Land Vehicle in the year 1980, twin robot vehicles VaMP and Vita-2 of Daimler-Benz and Ernst Dickmanns of UniBwM during 1994 and in the year 1995, Dickmanns re-engineered autonomous S-Class Mercedes-Benz. Meanwhile, Carnegie Mellon University Navlab and University of Parma also came up with the projects which achieved 98.2% and 94% of the time the car was in fully automatic mode.

US Government has funded for military efforts that are known as Demo I & Demo III for US Army and Demo II for DARPA. In the 2001, Demo III proved the ability of unmanned ground vehicles to navigate miles of difficult off-road terrain. An intercontinental trip, which was the longest autonomous vehicle trip of four driverless electric vans for 13,000 km from Italy to China took place and reached the Shanghai Expo on 28 October, 2010. All these milestones show the significance that autonomous or driverless cars have in the market, irrespective of commercial, security, defense or personal end purposes.

Motivation For These Trends

Current average vehicle is having more advanced computer work implanted compared to the Apollo 11 landed on moon in 1969. So, the average vehicles are employed with sensors to do automatic Parallel Park, warn drivers if another car is in the driver’s blind spot, distance control assist to automatically slowdown a vehicle when an object is close ahead, and lane departure technology that redirects a car if it begins to veer out of its lane and so on.

Recently released project, Google Driverless Car is equipped with an array of sensors on the car that monitors the surroundings, the road and traffic conditions at 20 times a second, rigid safety systems along with cameras, radar and laser sensors, enabling them to monitor the lead vehicle and other vehicles on the road. While the information is assessed by the computer intelligence to decide whether the car should speed up, slow down or change lanes. Another advantage of this car is that the computer doesn’t get distracted by incoming phone calls or roadside advertisements like humans. This vehicle is based on the Toyota Prius that can’t break the speed limit without their extra involvement, for instance. Mr. Bruce Breslow, Director – Nevada’s Department of Motor Vehicles, approved license for this car in May, 2012 and said that “I sat in the back seat first, looking at the laptop that shows what the vehicle is seeing. My apprehension disappeared after about five seconds. Once I felt confident that the car could see better than I could, they allowed me to get behind the wheel.”

The Core Advantages Of The Google Driverless Car Are

  • »Right configuration and sensors on this car makes it automatically calculate the optimal distance to begin slowing down before a stop sign or turn and also be able to carefully modulate speed and acceleration rates to optimize use of the engine in use and ultimately results less fuel consumption.
  • »360 degree cameras monitoring reduces the traffic jams because merging, stopping, and turning would become much more precise.
  • »Lower auto insurance rates for the statistics the self-driving car has proved as a safety feature during long trips.
  • »Optimized routing have access to databases of information on speed limits for each road, and potentially at some point on the timing of each traffic light and this gives options to the car to reach the passenger to a destination with a minimum of stops and slow-ups.
  • »Less maintenance is the result of driving the car respectably that last longer and require fewer repairs.

BMW’s Track Trainer With A Modified 3 Series Built On The Standard Production Of The 330i Model Was Also Tested. The Car Used

  • »a built-in GPS
  • »a signal booster.
  • »accompanying repeater for increasing bandwidth and accuracy down to the centimeter.
  • »a custom map of the track.

In the next iteration BMW 5 Series was showcased with ConnectedDrive Connect (CDC) system that allows the driver to keep hands off the wheel of the 5 Series while speeding down on the Autobahn. So, with the CDC system, the car can brake, accelerate and pass other vehicles while analyzing the traffic conditions by using radar, cameras, laser scanners, and ultrasound distance sensors to get the information it needs.

Technology Company Intel, car manufacturers BMW, Ford, Toyota and General Motors are on the mission looking for ways to improve the driverless motor car they already developed and these efforts increasingly adding some more automation in their new R&D labs. These manufactures have already made huge advances in the past decade and much of achievements are already applied in commercial vehicles. While, a convoy of self driving cars for the first time in the world are experimented by Volvo Car Corporation on a public motorway in Spain at normal traffic. This Volvo project is named as SARTRE (Safe Road Trains for the Environment) that has many other research partners.

The race to roll out autonomous or driverless cars took faster pace in the recent times with Google’s Diverless car that gained license from Nevada Department of Motor Vehicles and the three Volvo saloons cruised the highways of Spain. Business plans are framed on the concept and manufacturers are looking for reliable suppliers. So, this driverless car has opened the horizon of business opportunities and technical challenges to other industry sectors too, like camera manufacturers, sensor manufacturers, safety systems manufacturers, custom computers, software’s and others.

Helping Your Car Keep Cool In Warmer Weather

Here’s how you can help you car keep cool in the warmer wheather this summer.
Whether it’s a vacation road trip or your daily commute to work, when the temperatures climb higher on the outside, things are also heating up under the hood of your car.

Fortunately, there are several preventative steps you can take to keep your engine running cool. Here are some tips that can help to keep you on the road to safety and convenience.

Check Your Battery
If you have an older vehicle or you’ve had your battery for more than three years, you should have it tested. While it is common to hear of car battery failure during the cold winter months, heat is just as hard on your battery. Warmer temperatures can evaporate battery fluid, causing damage to internal plates and speeding up corrosion.• Top Off Or Change Fluids
Engine fluids are a key component in keeping your car running during the summer months. When fluid levels are low, the cooling effect is decreased and could result in overheating. Check your vehicle fluids including motor oil, transmission fluid, power steering fluid and brake fluid. Refer to your owner’s manual for recommended fluid type.

Check Engine Belts And Hoses For Cracks And Wear
Look for leaks and feel to determine if the hoses are firm and pliable. Pay special attention to places where hoses are connected and clamped. Do not attempt to touch any hoses or belts after you have been driving your vehicle, as they will be hot and could cause burns and serious injury.

Cool Your Engine
Your engine works extra hard during the summer and relies on the cooling system to protect it from overheating. To keep your cooling system in good working condition, you should flush your system and replace the coolant as recommended by the manufacturer. Engine coolant can become contaminated and its protective additives can lose their effectiveness.

You can also try using a radiator coolant additive, such as Purple Ice by premium synthetic lubricant manufacturer Royal Purple. Purple Ice is designed to improve your engine’s performance, help prevent overheating and keep the system clean. Plus, it’s compatible to use with antifreeze or straight water.

 

Hybrid Technology

Normally a “Hybrid” is an offspring of two dissimilar plants or animals, but one must wonder how “Hybrid” is related to Automotive Technology. The US Dept. of Energy defines a hybrid as a type of electric vehicle (HEV) which combines two or more energy conversion technologies (e.g., heat engines, fuel cells, generators, or motors) with one or more energy storage technologies (e.g., fuel, batteries, ultra capacitors, or flywheels).

Hybrid electric vehicles (HEVs) are somewhat as same as today’s day to day automobile; it is different only in one sense that it has two “engines” (sources of power). Today some  companies are using gasoline or diesel internal combustion “heat” engines (or ICEs), a few  are using electricity-generating micro turbines, and a few are using fuel cells.

In today’s gasoline-only vehicles, the ICE is “sized” to the vehicle for peak load demands like accelerating, hill climbing etc. While “pure” battery electric vehicles (BEVs) are considered pollution free, they unfortunately lack extended range, quick recharge, and a charging infrastructure… plus the batteries are heavy. To overcome these obstacles, the lighter, cleaner, more fuel efficient hybrid-electric vehicle provides an alternative: the HEV uses an electric motor to serve as a supplemental power source for peak-load conditions.

Generally, most production hybrid-electric cars use a relatively small (~1 liter) gasoline or diesel ICE in concert with batteries and electric traction motor(s). Some of the HEV gasoline and diesel engines use direct fuel injection (into the combustion chamber). Diesel-electric hybrid transit busses are now using relatively small engines for lower emissions, and one bus configuration instead uses a pair of propane-powered micro-turbines to generate the needed power.

There are two basic HEV configurations:

The series-hybrid system which uses a small fuel-burning engine to drive a generator for electricity, which is inturn sent to one or more electric motors which drive the wheels.

The second is parallel-hybrid system in this there are two power paths. Either, the fuel burning (heat) engine, the electric propulsion system, or both, power the wheels.

Thus, with the hybrid electric vehicles (HEV s), the heat engine can be downsized and run at peak efficiency (peak-torque RPM) to propel the vehicle and to run the battery-charging generator. Hybrid electric vehicles (HEVs) help in cutting fuel consumption and emissions, while minimizing the range and weight issues. Hybrid electric vehicles (HEVs) also help in reducing CO2 [global warming].

One such company which manufactures and designs Hybrid electric vehicles (HEVs) named the Protean Drive(TM), a fully integrated, in-wheel motor, direct-drive solution is Protean Electric. Protean Electric’s patented in-wheel motor design with distributed architecture revolutionizes the integration of electric propulsion and propulsion assist for mass production vehicles.

To speak about Protean Drive™ is the most advanced in-wheel electric drive system for hybrid, plug-in hybrid and battery electric light duty vehicles, developed by Protean Electric. The wheel motors can significantly improve fuel economy, depending on the vehicle and driving mode.

In addition, this unique and patented direct-drive design has the highest torque and power density of any electric propulsion system and incorporates the motor control electronics and regenerative braking inside each motor assembly. Each Protean Drive in-wheel motor can deliver 110 hp (81kW) and 590 lb.-ft. (800Nm), yet weighs only 31kg (68lbs) and is sized to fit within the space of a conventional 18-inch road wheel. The simplicity of the design creates more power density per motor and much simpler vehicle integration.

These motor wheels are powerful enough to be the only source of traction drive for a variety of battery electric vehicles, and can also be added to a FWD or RWD car or truck with an internal combustion engine drive train, creating a hybrid configuration. In hybrid applications, the technology is designed to be “driver selectable,” which means the driver has choice to decide between three operating modes: all electric (city/stop-and-go traffic or low-emissions zones), hybrid (combined constant and slow speeds) or all gas/diesel (constant speeds). This helps in providing fully independent torque control, making vehicles safer.

Some of the Benefits of Hybrid electric vehicles (HEVs):

  • »Provides the power and torque required for electrification of full size sedans and SUVs without compromising performance.
  • » Enables full regenerative braking in normal driving, recapturing large amounts of kinetic energy, which reduces well-to-wheel CO2 emissions for large vehicles to less than those from small city cars and can increase electric range by as much as 50 percent.
  • » Offers a unique, highly integrated and modular motor/inverter technology with very high power and torque density, which eliminates the need for a separate large power electronics module.
  • » Packaged in-wheel, which saves large amount of space in the vehicle for passengers, load-space and batteries, and eliminates the need for transmissions, drive shafts and differentials.
  • » Enables advanced vehicle dynamics through independent “torque vectoring” torque control of each wheel.
  • » Designed for high volume, low cost automated mass production.
  • » Supplied with reference control system software for a centralized electronic control unit (ECU), which provides all essential electric vehicle control functionality and braking control

Other companies manufacturing and designing Hybrid electric vehicles (HEVs) are Toyota and Honda. Some of the HEV s from Toyota and Honda are –

Toyota Prius HEV.Toyota’s 4 cyl. “Generation 1” hybrid seats 5 and gets around 50 mpg.
Toyota Prius Underhood
Honda Insight HEV. Honda’s 3 cyl. Seats 2 and gets around 70 mpg>
Honda Insight Underhood.

An American Methanol Institute report predicts that by 2020, seven to 20% of all new cars sold will be powered by fuel cells. There will be a time when various engines and power sources will exist simultaneously.

For now, those who service and repair today’s vehicles will have plenty of work to do. And for those trained and equipped for hybrid vehicle service and repair, hybrids have two power sources to work on.

The U.S. Department of Energy’s Office of Advanced Automotive Technology, GM, Ford, Chrysler and the National Renewable Energy Lab are all working together under the President’s PNGV initiative (Partnership for a New Generation of Vehicles) to produce a variety of automobiles featuring all the comfort and performance of today’s passenger cars, yet achieving 80 miles per gallon.

Filling Nitrogen Gas is very important in your Vehicle Tires

Have you ever thought that filling of Nitrogen gas in the tyres of your vehicle would help in the maintenance of the tyre? Well, today in this article we will discuss as to why Nitrogen gas is must for our car and bike tyres.

Nitrogen is a chemical substance which is non-flammable in nature. It is a non-toxic gas and belongs to the family of inert gases. The property of inert gases is that they do not fuse with any other gas at any temperature. The fundamental nature of nitrogen is to keep minimum moisture inside the tyres.

Since nitrogen gas is cooler than the naturally compressed air, it makes the car useful in any driving conditions. How come? Since the stress level on the tyre, while moving is less, it means that the tyre remains cool. Due to less temperature, the wear and tear of the tyre are also less.

After long hours of running the temperature of the tyres become very high and has a tendency to burst. So, filling of a tyre with nitrogen gas reduces the chances of explosion by 90%. This becomes a lifesaver on the highway where high-speed and long hours, both pose a threat to the car and its passengers.

So filling your car tyres with nitrogen gas causes no harm but the benefits you get by filling it should be commensurate with your usage. I came across most of the articles stating that filling of nitrogen gas in car tyres makes no sense if you are a city user or driving on highways at 70-80 km/hr.

But, to be very frank and honest with my reader’s I would like to tell you that you can fill your tyres with nitrogen gas no matter whatever may be the condition. After going through the benefits of this gas why would it make no sense in filling it? I, myself, has filled my car tyres and as well as my two wheelers with N2 gas. You can opt for one year membership for your car at around INR 300-500 and two-wheelers at INR 250. Once you fill your vehicle with N2 gas check it every three months for tyre pressure. In the end, they close your tyre filling nozzle with a green cap indicating that your tyre is filled with nitrogen gas.

So, the eight important reasons for filling your vehicle tyres with nitrogen gas are as follows:-

  1. It maintains proper inflation 3-4 times longer. You need not fill your tyres or check it every time for gas pressure.
  1. It reduces puncture. In the case of tubeless tyres, it becomes more beneficial.
  1. Superior handling of the vehicle in all-weather conditions.
  1. It is mostly used in racing cars (F1) and aircraft tyres.
  1. Saves your fuel up to 10%.
  1. Your tyre life becomes longer.
  1. Decrease in wheel corrosion due to the absence of moisture unlike in the case of regular air it contains moisture.
  1. It does not catch fire since nitrogen is an inert gas. (For your knowledge, inert gases are those who do not undergo chemical reactions under a given set of conditions).

So don’t keep a doubt about filling your vehicle tyres with N2 gas. I give you my word, and hopefully, you can trust me. You will find this gas at large outlets of tyre showrooms and repair shops. Some of them are Bridgestone, Ajmera tyres and similar like that. Well, I filled it from Ajmera tyres. There would be many gas filling stations in your city, and the cost would vary not only from city to city but also vary with each shop.

New Systems TomTom GPS

With so many options available to serve your GPS needs, it only makes sense to go directly to the option leads the industry, Tom Tom. As with other technologies, when shopping for a GPS system, you want something that will not be out of date by the time you get it home from the store, and you want to enjoy it for the duration of its years in use. Why bother with inefficient, outdated information that can lead you down the wrong path when you can have up-to-the-minute information in a customized format?

It is no surprise that Tom Tom is the leader in GPS systems. Tom Tom has considered the driving experience as a whole, and it has implemented practical and amusing detail to get you to your destination both quickly and in a good mood.

First Take A Look At The Practicality.

Two factors consistently frustrate GPS users: traffic information and out of date maps. Other devices tell you when traffic is bad with a red line, and offer no information about the best way to get your kids to the birthday party, soccer practice, or recital on time. Concerning map data, a city council approves a spillway, and I then next thing I know I’m late for a meeting. Tom Tom settles these issues.

Not only is traffic data updated every two minutes, but traffic on alternate routes is included as well. Tom Tom is clear as to if the expressway or the access road is the way to reroute. The information provided is the most thorough available. This fact comes from the combination of three sources keeping you informed:

• real time data is gathered from passenger cars and delivery trucks
• third parties are utilized for incident reports
• historical data IQ is employed that factors in day, date, and time of day.

Concerning map currency, Lifetime Maps is their system that regularly tracks road changes. It is perpetually updated every three months, far more often than any city council can approve a work project.

In addition to these factors, Tom Tom covers over a million miles more than its competitors.

It has the most accurate reporting, most road coverage, and the most frequent updates.

You’ll Have Fun With Tom Tom Too.

Browsing voices is an early pastime you’ll encounter with Tom Tom. Among the dozens available are: Bert and Ernie, Mr. T, Snoop Dogg, Yosemite Sam, Burt Reynolds, John Cleese, Kim Catrall, and Dennis Hopper.

Each of the several models offers a unique package of options so that you can find the bundle that best meets your needs, one that will provide just the right fit, without bogging you down with services you won’t utilize. See below for a sampling of models and features, and further down for a list of accessories.

• Top Gear edition: voice of Jeremy Clarkson, a year of LIVE Service (browse Yelp. TripAdvisor, Expedia, Twitter, get weather and updated fuel prices, Speed Camera warnings)

• GO 2535 TM WTE: magnetic click and lock mount

• GO 2535: Intuitive Voice Recognition, slim design, classic finish

• XL 350: Advanced Lane guidance, customize your experience with licensed art and professional designs

• XXL 540 WTE: 5” screen, 9 Million points of interest

• VIA 1435 : New design, contemporary finish, map share (download maps from other users along with regular updates of road changes)

Accessories include:

• Leather Carrying Case
• Protective Films
• Dashboard Mount (for customizability)
• Air Vent mount (for portability)
• Adhesive Disks
• High Speed Multi charger
• Smartphone capability

Tom Tom is entertaining efficiency.

Tips on Buying a Car That Matches With You

Anyone thinking of buying a new or a used car, or even leasing one, would do well to start off by investigating and arranging their financial credit. Knowing how much money they can afford to spend on any type of car gives them a much better structure both in terms of whether to buy a new or a used car, or type of model of a particular vehicle will best suit their needs.

By far the most important things to is to obtain a copy of your credit report. A credit report is a document or a dossier that is compiled by one of the main credit rating agencies that is used as a basis for generating a credit score.

A credit score is the determining factor that the credit rating agency and any lender will use in determining whether or not to lend you any money, and if so on what terms and conditions. These terms and conditions normally include things such as size of a down payment, the length or term of the loan, the interest rates charged, the size of the monthly down payments and any body repayment charge the event of refinancing loan.

A credit score is essentially a number, that is allocated on a scale between a range of two other numbers. As an example, an individual might have a credit score of 350, set within a range of zero and 700.

The credit report that is used to generate the credit score is a mixture of different items of information that is collected by the credit rating agency. This information will come from a number of sources including the application form will be filled in by the individual applying for the loan.

The information will be both personal in nature, as well as financial both current and historical. The personal information relates to items such as name, any previous names, date of birth, place of birth, current and previous addresses, current and previous employers etc.

The financial information will relate to current credit arrangements with other banks and credit card companies etc, as well as a detailed history of any payment problems or issues etc.

The credit rating agency will also take into account items such as bankruptcies or defaults on loans, or any general patterns of behaviour that they interpret as being detrimental to an individual’s capacity to repay a loan.

The main reason why it is important to obtain a credit report is that the individual can check the report to see what items are in it or not. The credit rating agencies are only allowed to include certain items of information for a fixed number of years. Is items of information can vary but are normally those that carry significant impact such as a bankruptcy. This means that after a certain number of years these items have to be removed from the credit report, and subsequently from the credit score.

This means that an individual can take certain steps to make sure that the information in their credit report is up-to-date and contains only the relevant information that it is allowed to include by law.

This can have a significant impact on the actual credit score itself, leading on to a real effect on the loan application and any terms and conditions that may be imposed that relate to the level of credit score of the individual.

Peter Main is freelance writer who has almost forty years experience of the car industry, and a wide knowledge base of personal finance. He writes extensively about Auto Finance, with regard to companies such as Honda and the need for understanding dealership finance such as Honda Financial.

Tips on Buying The Right ATV For You

When buying an all-terrain vehicle (ATV), there are numerous models to consider with different features that provide a variety of benefits. Depending on your situation, you might need four-wheel drive, independent suspension or even power steering. All of these and more are available today, but there are also some great value models that might get your job done.

The countless options make it important to do your homework. Here are some tips:

• First, consider how you will use your ATV. Recreational riding? Then a two-wheel drive sport ATV might be your ride. High-performance models combine fuel injection, hybrid aluminum frames and race-ready suspension. Or you can find value buys, especially for entry or step-up-level riders.

Working the land or hunting large acreage? A utility ATV is what you need. Something that can handle towing and hauling, crawl through mud and over rocks. Top-line models feature full four-wheel drive systems, but there are also lower-priced two-wheel drive utility options.

Whatever your priority, work or fun, look to a reputable manufacturer. Companies like Yamaha, which assembles many of its ATVs in its Newnan, Georgia, factory, will stand behind their product with warranties, parts, and dealers with service departments. Buying from a lesser-known manufacturer can get you a cheap price up front, but low quality and no dealer support will almost surely have you paying more in the long run.

• Next, think about what size engine you need. Are you going to be hauling big loads or pulling light chores and riding around your property? Many ATVs can do both, and some of today’s machines boast engines up to 1,000 cc, but if you are a cost-conscious shopper with a lighter workload, then you can probably find a smaller-cc engine that will get you around just fine. Still, look for the models with automatic, dual-range transmissions. The high- and low-range options will help you tour and tow better no matter the engine size.

• Then, read customer reviews online, talk to friends who ride ATVs and look for third-party endorsements. For example, a company that works with motorsports dealerships across the country, ADP Lightspeed, recently released a study showing that Yamaha’s CVT, or Continuously Variable Transmission, was more durable than similar systems in competitive models. A specific third-party finding like this goes a long way in backing up a company’s own claims, and a lasting transmission means more time working or playing on the trails.

• Finally, there’s price. And as mentioned before, each of the different categories—sport, utility, four-by-four or two-wheel drive—will come with a variety of pricing options. Balance your needs with your budget and you should be able to find a model that matches both.

Preparing Cars For Winter

Rain, snow, ice, fog… in winter, weather conditions make the roads dangerous and there is also less light. That is why it’s important to properly prepare equipment before facing the bad weather.

When we’re preparing a vehicle for winter, we often think more about wheels than lights. Yet powerful and good quality lighting is essential to better anticipating hazards. The key to safety is reaction speed: designed for optimal visibility and performance, Philips X-tremeVision vehicle lights allow driver reaction times to be reduced by two seconds. 130% brighter than the competition (with a color temperature that can reach 3700K), these are the most powerful lights on the market. Their light beams can reach 130 meters, which is 45 meters more than standard lights.

As a reminder, it is dipped headlights that are most frequently used in bad weather, in snowfall, rain or even fog (with the fog lights in addition or instead).

And so you can be better prepared:
Winter checklist

If you’re driving during winter, you should check certain things before you set off.

  • Lighting: replace faulty bulbs, clean your lights and check adjustments
  • Battery status: your battery is put under heavy demand in winter because it is used to power the lights, the electric defroster, the headlights and the heating. This means that its effectiveness can fall by a third at temperatures below 0°C
  • Levels: check your oil level and fill the reservoir between the two notches on the dipstick without exceeding the maximum; check the level of engine coolant liquid when the engine is cold; and add antifreeze to the windscreen washer fluid
  • Tyre pressure (including the spare tyre): it is recommended that you increase the normal usage pressure by 0.2 to 0.3 bar when the external temperature is low
  • Tyre wear: check the tread depth using a depth gauge. It should be at least 1.6 mm over the entire circumference of the tyre
  • The heating system: check the liquid refrigerant level in the air conditioning, and replace the liquid every three years (to be carried out by a mechanic). Check the condition of the cabin air filter and the receiver/drier
  • Wiper blades: they must be clean. Check the condition of the rubber too.

The Best Way To Prolong Your Car Life

If you have a car, you have to do a lot of things to keep it running smoothly and effectively. Investing in buying a car is a great thing; if you know how to keep you know the basics of keeping it in a good condition.Experts always provide you tips in order to keep your car in a proper working condition. There are few tips listed below.

Be patient-
First, be extra patient during the break in period, specially first thousand miles or sixteen hundred kilometers. Keep your car speed under 55 mph and avoid using heavy loads on the drive train.

Go to a reputable gas station-
Second, fill the gas tank of your car from reputable gas stations. Avoid filling it up from the gas stations where underground tankers are getting filled because the turbulence can cause sediments which may result in clogging the fuel injectors and filters. This is also become the reason of your cars poor performance.

Check and change oil-
Third, on a regular basis, change the oil of the car. This can save your car’s engine and will give it a longer life. By changing the oil and filtering it you can save many bugs later on. If you are not checking and changing the oils regularly it can affect your engine and may result in failure.

Use a light weighted key chain-
Get rid of that heavy key ring dangling with your car keys. Light up the weight because it can wear out the system inside the ignition. This will result in the failure of your car’s ignition switch. So in order to avoid damaging your ignition switch, buy a light and beautiful key ring. In case your switch is giving you problems, like your keys stuck in while you try to start your car, get it checked. It means your switch is about to fail.

Change the coolant often-
Do change the coolant after every year. Mix distilled water with coolant and put it in your car, it will keep the cooling system of your car in a good working condition.

Park in shade-
It is advisable to park your car in shade. In order to save it from sun and UV rays. The UV rays can affect the interior of your car, so UV protection should be applied.

Drive with care-
Last but not least, drive your vehicle with love and care on the roads. If you will take care of your car today by driving slowly and nicely it will not bother you much later on in the future. It will also save you from running to the mechanic and back.